Mortgage Spreads Are Capping Rates in 2025—What That Means for the Spring Housing Market
As we move into 2025, one key factor is helping keep mortgage rates from spiraling out of control: better mortgage spreads. While the housing market has battled high rates in recent years, improving spreads between the 10-year yield and the 30-year mortgage rate are offering a much-needed cap. That
Why Home Prices Stayed Strong in 2024?
As 2024 concluded, the anticipated national home price correction failed to materialize. Instead, prices stabilized and even strengthened late in the year. This outcome is remarkable, given the challenges of high mortgage rates and historically low sales volumes. Late-Year Price Stabilization Nation
Home Insurance Costs Are Skyrocketing: What You Can Do About It
As climate challenges continue to reshape the real estate landscape, the cost and availability of homeowners insurance are becoming major considerations for anyone involved in buying, selling, or investing in property. A recent report from the U.S. Treasury Department sheds light on just how signif
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